Wednesday, July 29, 2015

Why Debt Collection Agencies Matter

As a business owner, you are undoubtedly aware that your success is dependent, in large part, upon your ability to collect payment for products and/or services rendered. And, you probably also know that, unfortunately, the longer you allow a debt to go uncollected, the less likely it is that you will actually collect upon it. The good news is that you don’t have to do all that calling and collecting on your own. You can outsource a professional agency to do it for you. If and when you do, there are many excellent benefits to be had.

A Higher Chance of Success

You can call delinquent clients and send invoices to them all you want, but the fact remains that collection agencies are much more successful at actually collecting on debts. That’s probably because, unlike your business, they are focused only on collecting debts and aren’t balancing that responsibility with a thousand others.

Because their one and only focus is on getting your money, they can take the time to be more aggressive and persuasive and thus to convince your debtors to pay up or face the consequences!

Legal Protection

Handling collections on your own is a lot more complicated than you might realize. You have to understand all the laws and regulations relating to fair collections practices, and if you violate them, you could face a lawsuit

When you hire a collections agency, there is still some risk of a lawsuit if rules aren’t properly followed, but, fortunately, if you choose the right agency, you have their insurance backing you. That way, if a mistake is made, the liability falls on the debt collection agency and not on your business. Also, you can avoid the whole hassle entirely by being selective about the collections agency you hire.

Documented Attempts

Finally, when you hire a collection agency, you can rest assured that every attempt at debt collection that is made with delinquent clients is recorded and properly documented. That way, if you do end up having to pursue legal action against a debtor, all of the “paperwork proof” you need to win is there in front of you. This information can also help you to prove a bad debt tax deduction to the IRS. Documenting every attempt your business makes on your own is possible, but when an outside agency, one that is focused solely on debt collection, is doing it for you, it’s a whole lot easier. Plus, outsourcing the task  saves you time, money, and resources.


As you can see, there are a lot of excellent reasons to hire experienced debt collections professionals. Get out there and find the right one for you today!


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