Friday, May 29, 2015

Your Small Business May Need Help with Debt Collections

Every business, no matter how large or how small it is, at some point, is dependent upon the profit it brings in in order to survive. Many small businesses think that they are too small to work with a collection agency, but that’s not the case at all. In fact, small businesses are the most reliant on their profits for day-to-day operations and the most in need of collection agency services. While it is true that some debt collection agencies won’t handle or work with smaller accounts, there are some out there that will. Choose these agencies to represent and assist you and your business; you need them, whether you realize it or not.

You Deserve Your Money                             

When you provide a product or service, you deserve to be paid for it, plain and simple. If you agree with this basic principle of business, then there’s no reason to tell yourself you shouldn’t work with a collection agency. Nowhere in that principle does it say that only businesses of a certain size are entitled to their profits, so why would you assume that, based on size, you don’t deserve to recuperate what is rightfully yours? You say you believe that when you choose not to work with a collection agency.

All Debts Matter
Another common reason (excuse!) people often give for not hiring a collections agency is that their debts are too small to bother with. Thinking that way is a dangerously slippery slope, however. Sure, one or two debts might not matter in the grand scheme of things, but what about ten or twenty? The bottom line is that if you left a few debts slip through the cracks unpunished and uncollected, where do you draw the line? At bankruptcy when it’s too late? Don’t let things get to that point. Let every debt, even the small ones, count and be accounted for!

So Much More
Finally, it’s important to remember that the term “collections agency” is, or at least should be, a misnomer. The right collection agency will actually be a collections service, meaning it will do more than just collect money from delinquent clients. The right collections service is focused on customer retention, meaning it will help you to know which clients you should go after hard and which ones are worth another chance before you send them over to collections, thus protecting your relationships and your reputation, two of the most important (and intertwined) assets you have. Smart collections services will also background check clients, letting you know who to do business with and who to stay away from.


In the end, the question isn’t whether or not you are “too small” to hire a collections service: no business is. It’s simply a matter of hiring the right service, such as Kinum, to meet your needs.

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