When most people think of debt collectors, they think of
them as major pests- people who have nothing better to do than call and bug
them while they’re out living their lives. In truth, however, debt collectors actually
play a huge and important role in keeping the American economy flourishing by
working hard to collect defaulted receivables and by keeping the number of
people who default on debt and wind up in court, which leads to further costs,
at a minimum.
Having America in good economic standing is important for a
wide range of reasons. To begin with, when the economy is flourishing, it
benefits everyone. Consumers can enjoy credit, which they can, in turn, use to
help them get ahead in life, providing they use it responsibly, of course.
However, when people fail to repay their debts, even if
they’ve used the money borrowed for reputable purposes, such as starting a
business, problems happen. It makes borrowing more expensive for everyone, and
that causes all business owners, in turn, to have to charge higher prices for
their goods and services.
Obviously, those who work as bill collectors are actually
providing a very valuable service- they’re working to keep our economy
strong and to make borrowing money and buying goods easier, cheaper, and more
accessible for everyone. Sadly, though, these professionals often get an
unfairly bad reputation.
And, to make matters worse, it’s the few and far-between bad
debt collectors who everyone hears about. Rest assured, however, that there are
good debt collectors out there, people who are just trying to do their job and
play their role in making America stronger.
So, the next time you get a call from a debt collector or
have to hire one to recover funds for your business, don’t think of him as the
“bad guy” he’s really not! As long as the debt collector is acting
professionally and ethically and following all federal and state laws related
to debt collection, he’s really helping you and the country as a whole. #KinumCollects
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